Job Description

Description

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to speed and precision. As we grow, we're looking for forward-thinking professionals who thrive in fast-paced, collaborative environments.

The Staff Review Appraiser will conduct thorough desk reviews of third-party and internal appraisal reports, ensuring compliance with industry standards and internal policies. This role plays a key part in reducing valuation risk and delivering high-quality assessments to support lending decisions.

Key Responsibilities

Perform appraisal review and quality assurance on residential and multi-family valuations
Provide technical feedback and guidance to appraisers and internal teams
Ensure all reports meet compliance with USPAP, regulatory guidelines, and internal standards
Identify data inconsistencies, valuation errors, and missing documentation
Collaborate with underwriting, sales, and risk management teams
Maintain up-to-date knowledge of market trends, regulatory changes, and appraisal best practices

Requirements

State-certified (Residential or General) appraiser license
Minimum of 3 years of experience in appraisal review or valuation analysis
Strong understanding of regulatory and compliance requirements under USPAP and FIRREA
Proficiency with appraisal software and real estate databases (MLS, CoStar, Argus)
Exceptional written and verbal communication skills
Bachelor’s degree in Real Estate, Finance, Economics, or related field (or equivalent experience)
MAI or ASA designation preferred
Experience reviewing production from delegated channels or with Non-QM lending criteria

Why Join CAKE Mortgage?

Be part of a fast-growing company changing the game in Non-QM
Competitive compensation and performance-based bonuses
Collaborative and entrepreneurial culture
Opportunities for career advancement and innovation

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